THE DETROIT JEWISH NEWS Friday, December 9, 1977 9 Some people put off planning for retirement until it's too late. Don't make the same mistake. If you're not covered by a retire- ment plan, you should see Metropolitan - Sdvings about a tax-sheltered retirement . program. There are many personal tax-sheltered retirement programs to choose from, but before you commit to one you should be sure you know what you're getting. Does the plan have sales commissions or in- surance premiums that will reduce your retirement fund? What rate of return will you really earn? Will the earnings be stable? These and other points are impor- tant considerations in selecting the right retirement plan. Metropolitan's Individual Retirement Account (IRA) and Keogh plan pay you the highest rate you can earn at any insured 'financial institution, plus providing the security you need for retirement. Your funds earn 7 3/4% annually* and there are no hidden costs, sales commissions or insurance premiums to reduce your retire, ment fund. What Kind of Plan You could start an Individual Retirement Account and put aside $1500 or 15% (Spouse's IRA up to $1750) of your annual income (whichever is less) and take that as an income-tax deduction. The Keogh Retirement Account is available for self- employed individuals and provides larger tax-deductible savings up to $7500. The Rollover Account will help you defer taxes on funds received from a company plan prior to retirement, or it lets you transfer from another Keogh or IRA plan to Metropolitan's. • Don't Put Off Your Future Get the facts on tax-sheltered retirement plans by attending one of Metropolitan's seminars. Even if you already have a plan, you can learn why Metropolitan has one of the best_ going. Just return the coupon or call the office you plan to attend for your reservation: • 5500 minimum deposit,-3-year maturity. - r METROPOLITAN SAVINGS Federal regulatiorLs may i-equire a substantial pc t- ii 1 y for early ∎vithdrawal of principal tram Certificate Accounts. Seminars Will he held at our offices - beginning at 7:30 p.m. 1).0. Box MX), Farmington, Mich igan4S024 METROPOLITAN SAVINGS MLmbLr FSLIC ❑ ❑ It you plan to attend a seminar simply re- turn coupon or call. 1 can't make the seminar. Please send more information.on your retirement plans. 11 offices in the Metropolitan Area- Main Office Farmington 851-5300 Name Street Don't wait any longer to start planning City • t ♦ State Zip I; • December 6 ❑ Oak Park, 25555 Coolidge 547-6400 December ? ❑ Birmingha111„QS00 Sou th t !dd. 644-0440 December s- ❑ Utica. 46 7 6 Van Dyke Rd. 731-4500 December 12 ❑ Birmingham, 32S00 Southfield 644-0440 December 13 ❑ Tel-Twelve Mall, Telegraph 1. 2 Milc35S-45I1 December 14 ❑ Oak 1'ark,.25555 Coolidge 547-6400 December 15 ❑ Dearborn, 13007 W. \k'ai- ren 584-7650 a t r ,