THE DETROIT JEWISH NEWS Friday, November 25, 1977 13 "Retirement means everything to me, that's why I planned for it." Some people put off planning for retirement until it's too late. Don't make the same mistake. If you're not covered by a retire- ment plan, you should see Metropolitan Savings about a tax-sheltered retirement program. There are many personal tax-sheltered retirement programs to choose from, but before you commit to one you should be sure you know what you're getting. Does the plan have sales_commissions or in- surance premiums that willreduce your retirement fund? What rate of return will you really earn? Will the earnings be stable? These and other points are impor- tant considerations in selecting the right retirement plan. Metropolitan's Individual Retirement Account (IRA) and Keogh plan pay you the highest rate you can earn at any insured financial institution, plus providing the security you need for retirement. Your funds earn 73/4°/0 annually* and there are no hidden costs, sales commissions or insurance premiums to reduce your retire- ment fund. _ What Kind of Plan You could start an Individual Retirement Account and put aside $1500 or 15% (Spouse's IRA up to $1750) of_your annual income (whichever is Less) and take that as an income-tax deduction. The Keogh Retirement Account is available for self- employed individuals and provides larger tax-deductible savings up to $7500. The Rollover Account will help you defer taxes on funds received from a company •plan prior to retirement, or it lets you transfer from another Keogh or IRA plan - to Metropolitan's. Don't Put Off Your Future Get the facts on tax-sheltered retirement plans by attending one of Metropolitan's seminars. Even if you already have a plan, you can learn why Metropolitan has one of the best going. just return the coupon or call the office you plan to attend for your reservation. • $500 minimum deposit, 3-year maturity. F Federal regulations may require a substantial penalty for early withdrawal of principal from Certificate Accounts. METROPOLITAN . SAVINGS Seminars will be held at our office -s beginning at 7:30 p.m. P.O. Box 500, Farmington, Michigan48024 METROPOLITAN SAV INGS Member FSLIC ❑ ❑ • - December 6 ❑ Oak I'ark, 25555 Coolidge 547-6400 December 7 ❑ Birmingham, 32800 Southfield 644-0440 December 8 ❑ Utica, 45676 Van Dyke Rd. 731-4500 December 12 ❑ Birmingham, 32800 Southfield 644-0440 December 13 ❑ Tel-Twelve Mall, Telegraph/ 12 Mile 358-4511 December 14 0 Oak Park, 25555 Coolidge 547-6400 _ December 15 ❑ Dearborn, 13007 W. Warren 584-7650 If you plan to attend a seminar simply re- turn coupon.or call. I can't make the seminar. Please send more information on your retirement plans. 11 offices in the Metropolitan Area Main Office Farmington 851-5300 Name _ Street - Phone Don't wait any longer to start planning City L _... WNW MEM 11/IMPININO IMMO MIN 11•11•1.111111 III State Zip J. ■ 1 MIII • 4 ,1 • ,