THE DETROIT JEWISH NEWS
Boris Smolar's
'Between You
... and Me'
Editor-in-Chief
Emeritus, JTA
(Copyright 1976, JTA, Inc.)
JDC SELF-STUDY: The Joint Distribution Com-
mittee — now 62 years old — is coming to its annual
national meeting next week in New York with a new
look. It will present the assembled communal leaders
from all parts of the country with a set of new and
important recommendations providing for changes in
the structure of the organization, clarifying its objec-
tives, and aiming to make JDC operations as compati-
ble as possible with the needs of the last quarter of this
century.
The recommendations are a result of a JDC self-
study undertaken this year in the light of the rapid
and often violent changes so characteristic of our age.
The "father" of the self-study is Jack D. Weiler,
Jewish leader and philanthropist, who was last year
elected chairman of JDC.
EXPLORATION OF ISSUES: Weiler's idea of con-
ducting an in-depth study of the JDC and its opera-
tions — not simply a self-appraisal — was unanim-
ously and enthusiastically received by the JDC Execu-
tive Committee. He then invited Henry L. Zucker, an
outstanding Jewish communal executive, who for
many years held the position of executive vice presi-
dent of the Jewish Community Federation of Cleve-
land and who has long experienced both with JDC and
in Jewish communal affairs in the world — to form a
consultant team of experts and to serve as chairman of
this team.
Over 400 lay and professional leaders were con-
sulted within and outside the United States. In direct-
ing the study, Zucker also wanted to determine how
much the American Jewish community knew about
the work of the JDC, what criticism it might have,
what its views were as to how the already impressive
performance of the JDC could be made even mre effec-
tive and adjusted to the needs of our changing times.
The consultant team also received invaluable
cooperation at all stages of the study from -Ralph I.
Goldman, executive vice chairman of the JDC, and
Samuel L. Haber, honorary executive vice chairman of
the JDC, as well as from Herbert Katzki, Abe Loskove
and other JDC men in executive positions.
A study committee, under the chairmanship of
Judge Nochem S. Winnet of Philadelphia, then
evaluated the reports prepared by the consultants,
and they were submitted to the JDC Executive Com-
mittee for review and approval.
REORGANIZATION AND CHANGES: Much will
be written about the JDC self-study and its recom-
mendations after the details are made public. The
study may even influence other Jewish organizations
to emulate the JDC example. Under the reorganiza-
tion plan, the following changes will take place in the
JDC structure:
• The National Council — the present legal au-
thority for the JDC numbering about 8,000 members —
will be dissolved. Experience has shown that the Na-
tional Council is too large to have any significant func-
tion. Its legal authority will be transferred to the JDC
Board of Directors, which would elect the officers and
the Executive Committee members.
• The Board of Directors, with 262 members, will
be reduced to approximately 150 persons. The major
communities will each have not fewer than two or
three directors. Intermediate and small city federa-
tions will also be represented. Appointments will be
made wherever feasible in consultation with the local
federations and the United Jewish Appeal. Provisions
will be made for a large number of directors from the
New York area, but not more than one-third of the
total. There will be an increase in the proportion of
women and young leaders.
• The Executive Committee will continue to be
composed of 40 members. But there would be at least
one member from each of the largest cities, and rep-
resentation from intermediate and smaller com-
munities. An important innovation will be the fact
that at least one-half of the Executive Committee
would come from outside the New York area, with a
long-range objective of increasing the proportion to
two-thirds.
• Consideration will be given to the desirability of
scheduling occasional meetings of the Executive
Committee outside New York City. For the time being,
the monthly meetings of the Executive Committee
would continue in New York, but the meetings will be
announced a year in advance to encourage attendance
by out-of-New York members.
These are the highlights of but a few of the re-
commendations emanating from the self-study. There
are also important recommendations concerning the
programs of the JDC in overseas Jewish communities,
as well as on the relationships of the JDC with the
Jewish Agency, United Jewish Appeal and United Is-
rael Appeal.
Friday, December 3, 1976 17
Israel Engineers on Strike
JERUSALEM (JTA) —
About 15,000 engineers
went on strike this week
to protest the stalemate
in the wage negotiations.
They warned that if
there is no progress by
the end of the week they
would call a general
strike of unlimited dura-
tion.
Despite the strike, no
disturbances were re-
ported in the operation of
public services. But con-
tinuation of 'the strike
could have increasingly
negative repercussions
on the economy.
Workers in so-called
"vital" services observed
back-to-work orders, but
their striking colleagues
Playwright Miller
to Visit Jerusalem
JERUSALEM (JTA) —
Playwright Arthur Miller
is expected to arrive in
Jerusalem in two weeks
time with his wife.
Miller will write a book
about Jerusalem and his
wife will take the photos
for the volume.
Labor honoreth man.
—Talmud
CARS TO BE DRIVEN
TO ANY STATE
M C 125985
LC.C.
DRIVEAWAY SERVICE
said they would not allow
them to work, even if it
meant violating the law.
Physicians were sched-
uled to walk out last
Wednesday if wage
negotiations failed.
4713 Horger at Michigan Ave.
P.O. BOX 1264
Dearborn, Mich. 48126
Tel. 584-5000
20%
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Phyllis Billes
559 - 4343
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Individual Retirement Accounts
An individual Retirement Account (IRA) is a per-
sonal tax-sheltered retirement savings plan for people
who are not covered by a pension or profit sharing
plan. The IRA plan allows you to deposit up to $1,500
annually, or 15% of your earned income, whichever
is less, in a tax-sheltered savings account. Your
annual deposit is deductible from your gross income
when computing your Federal Income Tax and your
IRA savings account interest is tax-deferred until
you redeem your account.
Any wage earner who is not a participant in a retire-
ment plan may set up an IRA. This includes:
• individuals working for firms that do not have
pension or profit sharing plans.
• "new" employees who do not qualify for a pension
plan a': their place of employment.
• self-employed persons who prefer an IRA to a
Keogh plan.
• employees leaving a pension or profit sharing plan
can rollover into an IRA account.
How IRA grows compared to normal savings
INTEREST
RATE
5 1/4 %
61/2 %*
1 yr. Certificate
73/4%*
6 yr. Certificate
AFTER -6 YEARS
Normal
IRA
Savings
$8,134
$10,845
AFTER 12 YEARS
Normal
IRA
Savings
$19,257
$25,676
AFTER 18 YEARS
Normal
IRA
Savings
$34,467
$45,956
AFTER 24 YEARS
Normal
IRA
Savings
$55,267
$ 73,689
11 347
8,510
28,054
21,040
52,652
39,489
88,870
66,653
11,875
8,906
30,697
23,023
60,529
45,396
107,810
80,858
,
The chart assumes wage earner is in the 25% tax bracket and wants to save $1500 annually with a deposit in each calendar year. With
IRA the full $1500 (no tax payable) is deposited and the interest accumulates tax sheltered until retirement. Without IRA, the $1500 pre-tax
dollars would be reduced by taxes to a net deposit of $1125 and all interest accumulations would be taxed during the current tax period.
Keogh Plan
The Keogh plan allows self-employed persons to set aside
tax-sheltered dollars up to $7,500 each year, or 15% of your
earned income, whichever is less. The amount you set aside
is tax deductible and the interest earned is tax-deferred until
you retire. Income taxes on both principal and interest are
payable only when benefits are withdrawn from your account.
North
50 West Big Beaver, Birmingham
99 West Maple, Birmingham
825 West Long Lake, Bloomfield Hills
3700 West Maple, Bloomfield Twp.
25950 Middlebelt, Farmington Hills
1310 Rochester Road, Rochester
1406 North Woodward, Royal Oak
29405 Greenfield, Southfield
25123 Southfield, Southfield
2401 West Big Beaver, Troy
2699 West Big Beaver, Troy
940 East Long Lake Road, Troy
STAN
DAR D
FEDERAL SAVINGS
West
17540 Grand River near Southfield
25712 Grand River near Beech Road
14221 Greenfield near Grand River
10641 Joy Road at Manor
24224 Joy Road near Telegraph
16841 Schaefer Road near McNichols
186 Main Street, Belleville
44101 Ford Road, Canton Township
5811 Middlebelt Road, Garden City
17230 Farmington Road, Livonia
2069 Rawsonville Road, Van Buren Twp.
35150 Michigan Avenue, Wayne
People
kelpmg
people
315 South Wayne Road, Westland
123 West Michigan, Ypsilanti
East
14628 East Jefferson at Manistique
16530 East Warren near Outer Drive
11511 Kelly Road at Whittier
25501 Harper, St. Clair Shores
4660 Twenty-Four Mile Road, Shelby Twp.
3900 Fourteen Mile Road, Warren
30700 Schoenherr, Warren
Downtown Detroit
405 Griswold at Jefferson