2 ary circtunstances, is so imtnense that it throws its reflex on every province of social activity. Says Dr. Lee K. Frankel: "The prob- lem of Jewish -charitable societies of the United States today is the problem of the care of the immi- grant. As such it passes beyond merely local lines. In some of its manifestations is national in character, and ill few it has an in- ternational significance." In our present social institutions there is neither foresight, planning, ad- justment, nor is there a vigorous idea, the motive power, as it were, that would generate a quickening revelation. Now, this is the crux of the whole matter—the facilities to handle a large immigration have not been provided. It is a com- plex matter, but certain aspects of it and certain methods by which it can be attained are very definite and simple, and it is these with which we must first of all be con- cerned. I shall at pre;ent discuss in brief the advisability of the es- tablishment of an immigrant bank, which, by the way, is not the outcome of a chance idea or a fugitive thought, but the result of a studied effort in the field of so- cial amelioration. The sugges- tion of the establishment of such an "'institution raises, I believe, several salient points which seem to admit of useful 'discussion. Its present usefulness, and particular- ly its value as a means of prepared- ness to meet any future contin- gencies that may arise after the European conflict, accelerating, as it certainly must, the rolling stream of immigration under the weight of economic pressure, should invite painstaking, and ex- pert discussion. Such an institution, while hav- ing a large radius of activity, should aim to accomplish the fol- lowing results: 1. To encourage the immigrant to invest his money in legitimate enterprises and to keep him away from fraudulent schemers. 2. To educate him to a higher standard of thrift, and thus act- ually increase the working capital of the immigrant class. 3. To make the deposits earn as large an interest sum as would he consistent with reasonable se- curity. This point must be insis- ted upon if we have to advocate such an institution as a part of an educational scheme. In propor- tion as the saving power is weak, should the pecuniary inducement to save be high. 4. To educate him to the eco- nomic value of banking institu- tions and to the important part which the bank plays in maintain- ing the prosperity of the business world.. 5. To make credit more acces- sible to the small man, who is too often hampered by a foreign lan- guage and, bizarre business meth- ods. 6. To facilitate the safe trans- mitting of money to oversea countries and to encourage the more intelligent contingent of immigrants to engage in export and import by giving out in the respective foreign tongues useful and reliable information, such as extracts from United States con- THE JEWISH CHRONICLE sular reports, pertinent news items bearing on the commerce of the sundry countries, etc. 7. To initiate and maintain a propaganda of useful information of an economic, civic and social character, thus relieving the new- comer from much unnescesary strain and anxiety, at the same time contributing to his civic de- velopment and material well-be- ing. • am very well aware that to advocate and explain banking to ;I jcwi sh audience is, to say the least, like carrying coal to New- castle. I would, however, invite expert opinion to indicate on what legal and financial basis such an enterprise should be launched without impairing its significance as a popular agency. The problem of Jewish immi- gration should'he placed in charge of- an expert body of the highest kind, capable of patience and de- tachment from prejudice,.in order to formulate all the facts and pur- poses the practical solution as to the type of the new organizations to he brought into being, how and where to distribute the newcom- ers, the way by which similar European agencies may be util- ized, etc. In our leading- Jew; the conviction should be brought home that material wealth and knowledge must 'be harnessed to great use of the Jewish people, that it constitutes responsibility, and, consequently, must serve.. The problem before us is im- mense, but there should be no room for despondency. We must put our trust in the new Jewish solidarity, in the growing realiza- tion of the reciprocial obligations of the Jewish people and bear in mind that every difficulty in the line of a people is a challenge. These are the dynamic forces pushing the imagination, stirring the wills of men. And where there is a vision the people cannot perish. THREE RARE COMMOD- ITIES. • When peace was to be nego- tiated between Russia and Japan, the representative of the latter country said he was willing to waive all claims for indemnity, if Russia could furnish three ar- ticles, a government's official, who had never taken any bribe, •a pope who never was drunk, and a Jew who never had been beaten up. In spite of the most diligent search, it had been pro- ven impossible to find an official who never Was corrupted. After long search, however, a pope was found who never was known to have been drunk, and a Jew who never had been assaulted. Both were taken on board of a ship and sent to Portsmouth, N. H., in the expectation that Japan might he satisfied with the fulfillment of two conditions. instead of three. On board the ship, how- ever, the pope got drunk and beat the Jew, and so the whole scheme fell through. % Carat Diamonds $65 allan Woodward and Gratiot "The Sallan Corner" 41 ■ 11 ■ 1111i. BRITISH JEWRY UNITES. National Union Formed to Se- cure Rights Were Nov: • Denied. From London, under date of March 12, conies the informa- tion that in order to unite all the forces in the Anglo-Jewish com- munity in a movement to secure the rights of Jews -after the war, the National Union for Jewish Rights has been formed. It held its first meeting on the 12th. Lucien Wolf said that through the triumph of the Allies great transfers of territories would take place and that these would involve the fate of large aggre- gations of Jewish people. The union demanded equal rights with its members' fellow- citizens in all countries in which they might he living after the war. Israel Zangwill said he al- ways thought they might get a piece of Canada or a piece of Australia. The Premiers of dif- ferent colonies were in London now, and perhaps it might be possible to make a bargain with some of them to give the Jews the land free. England was the country, Zangwill said, that would have the say at the close of the war, and upon England, therefore, fell the responsibility of doing its ut- most .fpr the Jews of the world. If England got Palestine, Zang- will hoped a Jewish governor would be appointed. • It has just been made known that the Yiddish lagnuage was practically interdicted by the Austrian censor for the past six months. During all this time, no Yiddish letters arc permitted to pass through the mails and no Yiddish paper was allowed to be issued. The Warsaw Yiddish papers are carrying on a propaganda against the designation of Jar- gon for the Yiddish language. They urge that in all government circulars and in the press, the word to designate the language spoken by nearly one-half of the world's Jewry and having an ex- tensive literature, should be known as Yiddish and not as Jar- gon. From the Vienna Juedische Korrespondenz we cull the fol- lowing: "What is the difference between Pharaoh and the czar?" "Pharaoh was given the Makkes (plagues) 'first and then lie sent the children of Israel out of his land. The czar, however, first sent the children of Israel out of his land and then he received his Makkes." A few months ago the muni- cipality of Novotcherkask decid- ed to appeal to the government to allow Jews to reside in the Don district, which is under the control of the military. The au- thorities, however, stopped the petition. The municipality was, however, determined to make it- self heard and has accordingly resolved to appeal to the senate to forward the petition.